I have started to implement the algorithm for tableless, secure One time password.

Here is a link to the Demo, and here is a link to the beta release.

The only thing you need to do other then the regular cakePHP setup is to create a user table (used by the CakePHP Auth component):

CREATE TABLE IF NOT EXISTS `users` (
  `id` int(11) NOT NULL auto_increment,
  `username` char(50) default NULL,
  `password` char(40) default NULL,
  PRIMARY KEY  (`id`)
) ENGINE=MyISAM  DEFAULT CHARSET=latin1 AUTO_INCREMENT=23 ;
  

Please note - This is still a beta release, just out of the oven - no documentation and extensive QA.

Any feedback or bug reports would be great.